If you are planning for a long-term goal like your child's education in a foreign university, invest about 20% of your portfolio in foreign assets that can provide a hedge against the rupee's depreciation.
Why the case for investing in passive funds is becoming stronger.
Restrict investment to Rs 50,000 for tax benefits, experts tell Sanjay Kumar Singh, but caution that taxation at maturity and compulsory annuities are dampers.
Priyadarshini Maji evaluates the impact that payment banks are likely to have on your financial life.
If you contract a disease a few years after buying a health cover, disclosure isn't mandatory. But if you want to increase the sum assured, premiums could go up.
From yacht cruise to jet skiing, get a taste of adventure this summer.
Instead of enhancing the sum insured of your basic policy, a more cost-effective option is buying a super top-up policy.
'Some cases do not get a single hearing for 6 to 8 months, while some have been pending for as long as 8 years.'
If you leave too much money lying in your trading account or hand over your securities to brokers, there is always the risk that they could use it to trade in the markets.
If your case is picked up for random scrutiny, any of the tricks that you or your financial advisor may have used to avoid tax will be easily detected.
Also build a contingency fund equal to 9 to 12 months of expenses.
Have you decided what will happen to your social networking accounts and your digital possessions when you are no more?
Instead of getting confused by what agents tell you, check waiting period, claim-settlement ratio, price comparison etc to make the right choice.
Move 10 per cent of your portfolio to the yellow metal.
Various online platforms let you invest in direct mutual funds.
'As an investor, I either have to exit my investments in the next three months or use dark pools or cash to transact. For a normal investor, it will be almost impossible to transact in bitcoin and other digital currencies.'
Travel companies and agencies are offering early bird discounts going up to 40 per cent. Priyadarshini Maji reports
After the Delhi high court's ruling, blanket exclusion of genetic disorders from coverage is likely to become a thing of the past.
The amount for which free check-up is offered can be quite low, while in some policies it comes only after a considerable waiting period.
Apart from sustaining your portfolio when the domestic market is faring well, global diversification also safeguards it against currency risk.
